*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:#203040;background:#f5f8fb;line-height:1.65}.container{width:min(1120px,92%);margin:auto}.site-header{background:#fff;border-bottom:1px solid #dce5ec;position:sticky;top:0;z-index:10}.header-inner{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:16px 0}.site-logo{font-size:1.35rem;font-weight:800;color:#173b56;text-decoration:none;letter-spacing:.2px}.call-button,.button{display:inline-block;background:#087f8c;color:#fff;text-decoration:none;font-weight:700;border-radius:8px;padding:12px 18px}.call-button:hover,.button:hover{background:#066773}.hero-section{background:linear-gradient(135deg,#12364d,#1b6174);color:#fff;padding:68px 0}.hero-section h1{font-size:clamp(2rem,4vw,3.1rem);line-height:1.12;margin:0 0 18px;max-width:780px}.hero-section p{font-size:1.1rem;max-width:760px}.hero-note{font-size:.92rem;opacity:.95}.content-section{padding:48px 0;background:#fff}.alternate-section{padding:48px 0;background:#edf4f7}.content-section h2,.alternate-section h2{color:#173b56;line-height:1.25}.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin-top:24px}.service-card{background:#fff;border:1px solid #d9e4eb;border-radius:12px;padding:22px;box-shadow:0 4px 14px rgba(18,54,77,.05)}.service-card h3{margin-top:0;color:#173b56}.disclosure{background:#fff8e7;border-left:4px solid #d79b25;padding:16px 18px;border-radius:4px;margin:22px 0;color:#4e4126}.business-details{background:#173b56;color:#fff;padding:28px;border-radius:12px}.business-details a{color:#fff}.site-footer{background:#102b3d;color:#eaf2f6;padding:32px 0 90px}.footer-nav{display:flex;flex-wrap:wrap;gap:12px 20px;margin-bottom:18px}.footer-nav a{color:#eaf2f6;text-decoration:none}.footer-nav a:hover{text-decoration:underline}.muted{color:#5a6d7a;font-size:.94rem}.site-footer .muted{color:#c4d3dc}.sticky-tfn{position:fixed;bottom:0;left:0;right:0;background:#087f8c;padding:11px 14px;text-align:center;z-index:20;box-shadow:0 -3px 14px rgba(0,0,0,.15)}.sticky-tfn a{color:#fff;text-decoration:none;font-weight:800;font-size:1.08rem}.plain-list li{margin:8px 0}a{color:#087f8c}main p{max-width:900px}.legal-content h2{margin-top:28px}@media(max-width:760px){.header-inner{align-items:flex-start}.site-logo{font-size:1.12rem;padding-top:8px}.call-button{padding:10px 12px;font-size:.92rem}.hero-section{padding:48px 0}.cards{grid-template-columns:1fr}.content-section,.alternate-section{padding:34px 0}.header-inner{gap:10px}}